#auto loan refinancing
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New Auto Loan Used Auto Loan Auto Loan Refinance
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Apply for Auto Loan Refinancing with Nationwide
Current auto refinance loan interest rates
APR subject to change. Fixed rate terms up to 48 months require a minimum amount financed of $50,000 to obtain the lowest APR. Fixed rate terms of 60 months and beyond require an amount financed between $25,000 and $49,999.99 to qualify for the lowest rate. See below for payment examples. APRs shown assume excellent borrower credit and a 1% discount for automatic ACH payments. Rates will be 1% higher if automatic payments are not selected or cancelled after loan closing. Loan is subject to approval. Additional terms and conditions may apply.
Payment examples: A 48 month loan for $50,000 at 3.58% APR would have 48 monthly payments of $1,119.58. A 60 month loan for $25,000 at 2.99% would have 60 monthly payments of $449.11.
LEARN MORE ABOUT OUR AUTO REFINANCE LOANS
There are two ways you can save when you refinance your auto loan to a lower interest rate. Choose the one that works better for your personal auto finance goals:
- Refinance to a lower interest rate and keep the same terms (length of the auto loan). A better rate will lower your monthly payment and add some breathing room to your family budget.
- Refinance to a lower auto loan interest rate and choose a shorter term. For example, you can refinance a 5-year auto loan to a 3-year auto loan. This means you will pay off the loan faster and pay less interest on the total amount of your loan.
With Nationwide Bank, you can do everything securely online, from filling out the application to signing your loan documents, from the comfort of your home. And our application is easy to access whether you’re using a desktop, laptop, tablet or smartphone.
We’ve also made it convenient for you to make loan payments. You can choose to pay monthly or bi-weekly, and you can select a payment date that works with your schedule. Nationwide Bank does not charge a fee for bi-weekly loan payments.
Then, your work is done. Nationwide Bank will make sure your original loan is paid off and your vehicle title is transferred to us.
Gather the information below so you can refinance your loan today!
Here’s what you’ll need to apply for an auto loan. You must be at least 18 years old and a U.S. citizen or legal resident to apply. Be sure to check your credit and resolve any disputes on your credit report. If applying jointly, both people should request a credit report before starting the application.
Nationwide Bank takes your privacy seriously. To protect your information, we will also verify your identity.