#used car auto loans
Helpful Auto Tips
New Car Rates 2014 to 2016 with Excellent Credit Profile
Annual percentage rates (APRs) are effective 11/28/2015 and are our lowest rates for this credit profile.
Limited Time Offer: Discounted auto loan rates as low as 0.99% APR for 36 months when you buy through the USAA Car Buying Service. Offer expires 01/08/2016. Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 10/01/2015 and includes a discount for automatic payments and for using the Car Buying Service. Rates subject to change without notice. To qualify for the lowest loan rates you must have excellent credit. The as low as rate applies to vehicle model years 2014 and newer. A 36-month loan with a 0.99% fixed APR would have monthly payments of $28.20 per thousand dollars borrowed. It is anticipated that of approved applicants, 22% or more will qualify for the lowest APRs. New vehicle loan rates with the automatic payment and Car Buying Service discounts currently range from 0.99% to 16.74% APR, depending on credit history, loan term and loan amount. If you use the Car Buying Service the discounted offer is good from 10/01/2015 to 01/08/2016. To qualify for discount offer, you must use the USAA Car Buying Service and fund the purchase of a vehicle from the USAA certified dealer listed on your savings certificate with a USAA Federal Savings Bank auto loan by 01/08/2016. The savings certificate must be generated no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan. Discount for new and used vehicles is 0.50% off of the approved interest rate for loan terms up to and including 72 months. Please allow three to five business days after funding for processing. Please refer to usaa.com/autoloanoffer to learn more about the discount offer and to check for dealers. Learn More About Limited Time Offer