Feb 9 2017

Bad Credit Auto Loans in Baton Rouge (LA) #napa #auto #parts #locations

#auto loan with bad credit

Bad Credit Auto Loans in Baton Rouge (LA)

We understand that getting approved for a car loan in Baton Rouge can be stressful. That s why we developed our loan-matching technology. Our vast network of local dealers and lenders is standing by, awaiting your application. Apply online, and your online application will enter our advanced placement system. There we ll match you with a finance specialist based on your location, budget, credit profile, and other factors.

If your credit score is low, your rate of interest might be higher, but that s to be expected. Don t delay. Let us find you a dealer who approves loans for people in Baton Rouge with credit problems such as:

  • Unpaid Bills
  • Late Payments
  • Car Repossession
  • Ch. 7/13 Bankruptcy
  • Short Sales/Foreclosures

The process is simple, fast, and there are no obligations. Go here to apply online . and we ll go to work finding you a bad credit auto loan in Baton Rouge that fits you needs.

Auto Loans for Students of Louisiana State University

Are you a Tiger? We might be able to help. Baton Rouge obviously has a sizable student population on account of the LSU campus. We receive many inquiries from students particularly undergraduates who are concerned that their relative lack of credit history and verifiable income will make it difficult to get financed. While it is true that auto lenders put a lot of emphasis on these two factors, it is not impossible to get approved as a student.

Income is typically a bigger problem than credit. Lenders want to see a weekly gross income of $375, which translates to $1500 a month. This may be from a full-time or part-time job, but it needs to be verifiable, meaning you can provide proof of income in the form of payslips or tax returns. Unreported tip income can be a problem for students, so keep this in mind. If you can t prove it, it doesn t count.

If this is beyond your means, you will need a parent or other trusted person in your life to act as cosigner. Ideally, they will have a strong credit record and sufficient income. Even if you do earn $1500 a month, a cosigner will substantially decrease your interest rates, saving you a bundle over the life of the loan.

How Much Do I Qualify to Borrow?

It s easy to estimate the amount you can borrow. All you have to do is multiply your monthly income by the income factor that corresponds to your credit score. We ve included a sample, based on Baton Rouge s average per capita income, $1,225.

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