Consumer Loan Rates – First Tech Federal Credit Union #auto #mechanic #salary


#current auto loan rates
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1 APR = Annual Percentage Rate. Actual rate will be determined based on the applicant’s credit history, primary State of residency, collateral financed, mileage and final loan terms. Stated rate based on California residency. Offer is subject to normal credit qualifications, meeting First Tech Federal Credit Union’s relationship requirements and underwriting policy guidelines. Interest rate and program terms are subject to change without notice. Additional restrictions may apply.

2 10.99% variable Annual Percentage Rate (APR) is available with a credit limit equal to or greater than $500. The APR will vary with Prime Rate as published in the Wall Street Journal. As of 12.1.14, the variable rate for line of credit is 10.99% APR to 18.00% APR. Minimum monthly payment of 4% or $40, whichever is greater. Offer is subject to normal credit qualifications. Additional restrictions may apply.

3 6.25% variable Annual Percentage Rate (APR) is available with a credit limit equal to or greater than $25,000. The APR will vary with Prime Rate as published in the Wall Street Journal. As of 12.1.14, the variable rate for line of credit is 6.25% APR to 18.00% APR. Minimum monthly payment of 2% or $10, whichever is greater. Offer is subject to normal credit qualifications. Additional restrictions may apply.

4 Annual Percentage Rate (APR) will vary with the Prime Rate as published in the Wall Street Journal.

5 Maximum Loan to Value (LTV) and Mileage Restrictions Appy: LTV is dependent upon collateral and varies based on purchase price, down payment, borrower credit history, and term. Maximum mileage is 100,000 for new and used autos. High mileage program available up to 150,000 miles for vehicles 0-5 years only with additional .50% APR.


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