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We cover so much more than just your house—including other structures on your property (barn, pool, fence, etc.), your belongings, and even temporary living expenses during home repairs. And yes, these coverages come standard at no extra cost. It’s how we make sure your home and way of life are protected.
Try our all-new HomeQuote Explorer: a unique quoting experience. We’re the only home insurer that lets you compare rates and coverages from multiple companies. You only have to enter your info once, then we’ll show all your options.
How our homeowners insurance coverages protect you
We automatically include some of these coverages (with all insurers in our network) and offer more optional coverages. See all of our homeowners insurance coverages.
House & other structures
This coverage pays to repair or completely rebuild your house, attached and unattached structures (garage, deck, porch, swimming pool, shed, fence, etc.). You’re covered against fire, wind, hail, tornados, falling trees/limbs and more. See what’s covered with different home insurance policies.
Hotel and living expenses
If you can’t stay at home during repairs, your homeowners insurance covers hotel stays and even meals (above what you’d normally pay). For example, if you normally spend $250 on groceries/week but need to spend $500 eating out, you’ll get $250.
Liability covers property damage and injury lawsuits. For example, if someone is injured on your property or your child ruins a friend’s expensive piece of artwork and sues you, this covers legal fees + damages. You can add coverages for libel, slander, or other lawsuits.
Your personal belongings
Furniture, clothes, electronics, appliances, tools, power equipment, etc. are covered (even if they’re not in your home). You may have to add a separate coverage for jewelry, art or other expensive items. If so, give us a call at the end of your home insurance quote.
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We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.
policies are placed through Progressive Specialty Insurance Agency, Inc. with insurers affiliated with Progressive and with unaffiliated insurers. Each insurer is solely responsible for the claims on its policies and pays PSIA for policies sold. Prices, coverages and privacy policies vary among these insurers, who may share information about you with us. PSIA’s compensation from these insurers may vary between the insurers and based on the policy you buy, sales volume and/or profitability of policies sold. See a list of all the insurers that write Progressive Home Advantage policies, or contact us for more details.
How you buy your Progressive Home Advantage policy directly through us (online, by mobile device or by phone) or through an independent agent/broker rather than PSIA determines which insurers are available to you. Use the link above to get a rate from one of the insurers. Or contact us to see if we can get you a rate from any of the other insurers. Policies sold through agents and brokers are available from them and through Progressive.com/agent.
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Progressive Specialty Insurance Agency, Inc. (CA Lic #0F50053, TX Lic #1394132) is domiciled in Ohio and has its principal place of business at 6300 Wilson Mills Road, Mayfield Village, Ohio 44143.