#auto loan refinancing
Refinancing Auto Loans
Save Money Every Month
Now is the time to refinance your car and enjoy flexible terms and competitive rates. Our convenient application gets you the rate you deserve, and puts you on the road to savings today!
What’s more, if you automatically deduct your loan payment from a U.S. Bank package account, you can save 0.50% off standard car loan rates. 1 Want to know how much you could save? Calculate your monthly payment using the Auto Loan Payment Calculator .2
Save More with U.S. Bank
A higher rate may apply for not having automatic payments from a U.S. Bank Package Checking Account. Automatic payments are not required for loan approval. Rates as low as 1.99% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model year, a lower credit score, and/or not having a U.S. Bank personal Package Checking account. See the Consumer Pricing Information brochure for terms and conditions that apply to U.S. Bank Package Checking accounts. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees vary by state and range from $50 to $125 or up to 1% of the loan amount. Loan payment example: a $10,000 automobile loan at a 1.18% Interest rate for 36 months with a $125 origination fee will have a 1.99% APR and a $286.40 monthly payment. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Promotion is not valid for refinances of current U.S. Bank auto loans. Offer is subject to credit qualifications. Rates are available for applications taken from November 25, 2015 to December 7, 2015 and are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC 2015 U.S. Bank.
Offer not available for refinance transactions. Valid for purchase transactions only. Subject to normal credit approval. Terms and conditions may vary between branch locations.