Trade Insurance, Tradies Business Insurance, NRMA Insurance, personal sickness insurance.

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Tradies Public Liability

As a tradesman you do a lot to protect yourself at work, so don’t forget to protect your business too.

Exposure to a wide range of hazards such as working with power tools, machinery, volatile materials and inexperience, are just come aspects of the job that could put your livelihood as a tradesman at risk.

Having the right Tradies Insurance can provide you with cover against a wide rank of risks, helping to safeguard the future of your business. Plus if you buy online you can save up to $75

Need a certificate of your current policy?

If you need to prove you hold an existing NRMA Business Insurance policy, you can request a Certificate of Currency.

If you would like a copy of your policy, you can request a Certificate of Insurance.

If you require we can provide you with a Tax invoice.

Most popular types of cover

Choosing the right cover for your business can be complicated. To help you with making these important decisions, we have provided you with the coverage that most businesses like yours choose:

  • Public and Product Liability. Covers claims against you for negligent acts in connection with your business that results in personal injury or property damage to third parties
  • General Property. Cover for your equipment and tools of trade against loss, damage or theft
  • Fire and Defined Events. Protects you against loss or damage to your business tools, equipment, contents, stock or a building in the event of a fire, lightning, explosion, earthquake, impact including falling trees, malicious damage and storm damage at the business premises
  • Personal Accident and Illness. Protects your business or family income should you suffer an injury or illness that prevents you from completing your normal work duties. This can provide cover for the self-employed where there’s no access to sick leave

Other cover options

  • Motor Vehicles. Covers you for business motor vehicles and mobile plant used to operate your business
  • Burglary. Covers you from an unknown person(s) breaking into your premises or the premises you are renting and stealing your business stock, contents or equipment
  • Money. Covers money being stolen from your premises
  • Multiple Risks. Covers you for accidental loss or damage to specified items of property anywhere in Australia or New Zealand
  • Tax Audit. Provides you cover for the cost of professional fees resulting from an audit or investigation which relates to you paying a tax
  • Fraud and Dishonesty. Provides cover for you against loss of money caused by any fraudulent or dishonest act or omission by an Employee with the clear intent of making improper personal financial gain
  • Electronic Equipment. Covers you for breakdown of office equipment such as computers, printers, fax machine and phone equipment
  • Machinery. Covers breakdown of cash registers, cool rooms, display fridges or air conditioners
  • Glass. Covers breakage to shop front windows, glass shelving or display cabinets, sign writing and advertising signs
  • Business Interruption. Covers the loss of profits after your business suffers damage due to an insured event, such as a fire or storm and the business is closed for the process of rebuilding or repairing the damage. If you are no longer able to trade because of this event, you can continue to receive a cash flow to help ensure your business returns to its normal operation

Important documents

Including your home in your Business Insurance?

Our Home Key Facts Sheet (KFS) sets out some of the events/risks covered and not covered by our domestic homes listed in Business Insurance policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

Our Business Insurance provides you with

  • Value for money
  • Immediate cover
  • Minimal paperwork
  • Flexible payment options
  • Reward and recognition
  • Tailored cover

Find out how we’re helping your business

Personal sickness insurance

Personal sickness insurance

Personal sickness insurance

Shannon is a builder who transforms interiors. He shares the opportunities and challenges that have come with running his own business.

Personal sickness insurance

Vicki is a chef and passionate about food. She talks about what she’s learnt about business since starting her own catering company.

Personal sickness insurance

Sevi is a florist who always wanted to have her own business. She explains about how long hours, finding great staff and having good insurance have helped her to success.

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NRMA Insurance is a provider of car insurance, motorcycle insurance, home insurance, business insurance, travel insurance, boat insurance, caravan insurance, life insurance, income protection and security in NSW, QLD, ACT TAS. Get your insurance quotes today. For insurance in other states and territories visit SGIO in WA or SGIC in SA. NRMA Insurance is part of the Insurance Australia Group. Business address 388 George St Sydney, NSW (This address is unable to assist with enquiries) for any question or queries please contact us.

*National Roads and Motorists’ Association Limited ABN 77 000 010 506 (the NRMA) is a separate independent company from NRMA Insurance.

For more information about our products visit our sitemap. Insurance (except Travel insurance and Income Protection) issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. When making decisions about our insurance policies you should consider the applicable Product Disclosure Statement.

The Loyalty Discount replaces our previous discount structure, and applies to new eligible policies which commence on or after 16 March 2014, and renewing eligible policies which commence on or after 28 April 2014. For more details, please refer to the Premium, Excess Discounts Guide.

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